I've a $0 AF secured card from a CU /shrug. It isn't really like it's unheard of Subsequently for risky borrowers; however, I agree along with you in that I suspect that there might be different underwriting conditions; Discover More is more sub-primary (by the usual definition of sub-680 approvals) https://connerahkmo.madmouseblog.com/20362545/our-services-an-overview